Runway looks shorter overnight
R&D that used to reduce taxes immediately now creates a current-year tax drag, shrinking cash available for hiring and growth.
Section 174 Planning Tool
Calculate Section 174 R&D tax impact instantly
Section 174 changed software tax math overnight. Model the exact year-one hit, deferred deduction, and recovery timeline in seconds so you can plan cash flow before filing season or fundraising.
Instant outputs
No spreadsheet setup or formula debugging.
Year-one tax shock visibility
See the immediate cash-tax increase from deferred deductions.
Clean audit trail
Transparent schedule with all annual deductions and tax benefits.
Starter Plan
$15/month
Built for founders and finance leads who need reliable Section 174 numbers before tax filing, board meetings, and fundraising updates.
Subscribe With StripeSection 174 midpoint-convention calculator
6-tax-year deduction and cash-tax schedule
Instant tax-impact chart for board and fundraising decks
Email-based unlock after Stripe checkout
Unlimited scenarios for budget and runway planning
The Problem Founders Face
Forecasts break during fundraising
Board decks and investor models often miss Section 174 timing, causing avoidable surprises during diligence and budget reviews.
Tax modeling is too consultant-heavy
Many teams pay for ad hoc analysis every quarter when they need fast scenario testing internally.
How This Tool Solves It
Input one spend number
Enter annual qualified software development costs and tax rates, then get an immediate Section 174 breakdown.
Get a full amortization schedule
See year-by-year deductions, tax benefits, and cumulative cash-tax difference versus pre-2022 immediate expensing.
Plan cash and tax with confidence
Use the results for quarterly planning, hiring models, and realistic fundraising projections.
Pricing
One flat subscription for unlimited Section 174 scenarios. Built for startups and mid-market software operators who need fast, repeatable tax planning.
Starter Plan
$15/month
Built for founders and finance leads who need reliable Section 174 numbers before tax filing, board meetings, and fundraising updates.
Subscribe With StripeSection 174 midpoint-convention calculator
6-tax-year deduction and cash-tax schedule
Instant tax-impact chart for board and fundraising decks
Email-based unlock after Stripe checkout
Unlimited scenarios for budget and runway planning
FAQ
Is this only for software businesses?
It is optimized for software development teams, but any business capitalizing domestic software R&D under Section 174 can use the same schedule and tax logic.
Does this replace tax advice from a CPA?
No. It gives a precise baseline model for planning and budgeting, then your tax advisor can adjust for your specific facts such as credits, NOLs, and entity structure.
Why does the schedule show 6 tax years for a 5-year rule?
Section 174 uses midpoint convention. You deduct 10% in year one, 20% in years two through five, and the final 10% in year six.
How does access work after payment?
Use the Stripe checkout link. After payment, unlock calculator access with the same purchase email, and we issue an access cookie for future visits.